Personal finance: Why debtors cannot 'shell' their crisis

Change does not happen in your mind if you simply think about it with no action.

Nothing changes without any action, where historically debtors facing a debt crisis have forever avoided being true to themselves, rather they cozied up to going deeper and deeper into their shells and then just stayed there, regardless of the snowball situation gathering more and more moss.

There are very clear reasons why it is necessary to ‘come out of your closet’.

1.     It doesn’t matter if you decided to take the first step to attend a debt workshop even with 100 attendees where people may assume you are facing a debt crisis, because it is irrelevant what anyone thinks because they don’t pay your bills, you do!

2.     It doesn’t matter if you show your face in such a gathering as there is really nothing to be ashamed of and simply remember the people you least expect are facing this situation where they just don’t want anyone to know.

3.     If you are attending such a workshop or seminar and want to ask a question but choose to use the ‘third person’, like it’s not you, then you are doing yourself an injustice by not being true to yourself and for sure stopping many others in the same room from feeling that they are free to share.

This kind of situation requires openness that will create a ripple of the same emotions in the room where people will feel free to share their own situations.

Right here is where you make a difference in people’s lives, no matter how small but in this situation it is significant as it could be a breakthrough for someone who is perhaps attempting suicide or some other form of negative action.

4.     Why would you want to continue destroying yourself and inflicting ‘self-sabotage’ upon yourself when you can start afresh and recover from your debt crisis?

5.     You’re missing an opportunity to feel free again.

6.     You’re missing an opportunity to meet new friends who are facing the same situation as you and who can be a support to you, just like you can be to them.

7.     You’re missing an opportunity to move away from fallacy, living a delusional existence and facing the bare facts which is what you need to jolt you into position and prepare for your recovery journey.

8.     You’re missing the new knowledge, experience and fulfilment of knowing how to take your life back!

9.     You’re missing the opportunity of rebuilding your self-confidence and discovering your authentic self, which normally leads you to uncover your true purpose, passion and future success and who knows, the sky is the limit?

10.     You will realise you are not incompetent, irresponsible or exist without self-respect and just this realisation will make you view your entire life from a different perspective.

11.     You will come to realise that life is actually fair, that what you put in will come back to you, each time, without fail so next time when you even think about negativity, you will master the art of ‘flipping your switch’ to positive, simply because you want a positive outcome.

12.     How many times were you tempted to attend a debt seminar, or open up to someone and then you simply stopped yourself and crept back into your shell, where the situation just continued to fester and hence, now completely out of control?

13.     I know that often you feel you are worth much more than this dark place of debt you find yourself in and I am here to tell you that you are, simply because we are all not infallable, everyone makes mistakes big or small, but it is up to us to correct our mistakes. So never miss an opportunity again.

14.     Forget about those people who simply spend their time inflicting judgement upon you and your debt crisis situation and get this: “The problem is not with you, but with them and unless they correct themselves, then it doesn’t matter where they go and what they do, because they will always have this problem, as they are the problem…’

Your only job is to move forward, hold the big picture and don’t allow anyone to phase you or your intentions.

15.     Now speaking about intentions, this is ‘Gold’.

Your intentions must be sincere to tackle this problem to get out of debt and your actions must be a testiment to your intentions, it’s called ingrity, unavailable in stores or books, but your job to cultivate and nurture.

Remember this, nobody is perfect and you are a human who came into this world to definately thrive one way or another where shells were not invented for humans, not even invisible shells as you are mean’t to live a healthy happy life with your desired success.

Why are you not doing that?

 

Step out into your authenticity with the knowledge that nobody or nothing will stop you from overcoming this debt crisis and that you deserve whatever it is that is awaiting you on the other side of the rainbow, because like those who are thriving, you deserve the same.

There is no shortage of anything you desire or wish to achieve so starting today, break your shell and do the right thing, for you, not for anyone else as it starts with us.

Loving yourself and giving yourself the very best life has to offer is what you deserve, nothing less.

[Note 1:  Theda Muller is a UAE-based author of two books: Embrace Financial Freedom Volume One: 10 Proven Ways To Release Debt And Emotional Fears In Today’s Economy, and Volume Two: Releasing Fear And Bouncing Back From A Debt Crisis.]
 

[Note 2: The views expressed are the author’s own and do not reflect in any way, the views of Emirates 24|7. Readers are advised to carry out their own due diligence before taking any decision.]
 

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